What is a prenuptial agreement and should I get one?

Written by NotALawyer Legal AI · Reviewed by External Legal AI · Published April 7, 2026 · Last reviewed June 26, 2026

A prenuptial agreement (prenup) is a contract two people sign before marriage that spells out how they'll handle assets, debts, and other money matters if the marriage ends. It's not just for the wealthy — it's a practical way for any couple to set clear terms going in.

A prenup protects both people, not just the richer one

It can guarantee alimony for a lower-earning spouse, define what counts as separate property, shield one spouse from the other's debts, and set fair terms if the marriage ends.

It covers far more than divorce

A prenup can spell out how property and business interests are handled during the marriage, who pays which bills, how debt is split, and how it ties into estate planning.

Each person needs their own lawyer

For a prenup to hold up, both people generally need separate, independent legal representation. Courts are more likely to throw out a prenup signed under pressure, without full financial disclosure, or without enough time to review it.

Some terms can't go in a prenup

You can't pre-set child custody or child support — a court decides those based on the child's best interests at the time. Illegal or grossly one-sided (unconscionable) terms won't hold up either.

The conversation doesn't have to be awkward

Frame it as practical financial planning, not a bet on divorce. Couples who talk openly about money before marriage often handle money decisions better during it.

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NotALawyer.com provides general legal information, not legal advice.