After an injury, the countable losses — medical bills, lost wages, property damage, out-of-pocket costs — are the 'economic damages,' sometimes called specials. Enter your own figures and this worksheet restates each one and adds them into a single itemized total. It computes no figure for pain and suffering or other general damages, and it uses no multiplier — it is arithmetic on the numbers you enter, not a valuation of a claim.
Injury claims separate damages into two kinds. Economic damages — traditionally called special damages, or 'specials' — are the quantifiable monetary losses an injury causes: medical bills already incurred, the estimated cost of future care, wages lost so far, reduced future earnings, damaged property, and out-of-pocket expenses. They are the receipt-backed part of a claim, which is why insurers and courts expect them itemized and documented. This worksheet does that itemizing on the figures you enter, so each line is stated and the total is transparent arithmetic.
The other kind — general or non-economic damages, like pain and suffering — compensates harm that has no receipt. Courts and insurers weigh factors such as how severe the injury is, how long it lasts or is expected to last, whether any impairment is permanent, and how it changes daily life. There is no honest arithmetic for that, so this worksheet computes no figure for general damages. Rule-of-thumb shortcuts, like multiplying the medical bills by a set number, are not how adjusters formally value claims — a total produced that way would be an invented case value, not information.
The itemized specials total is a starting document: it is the part of a claim you can support with bills, pay records, and receipts, and having it organized makes every later conversation more concrete. It is not what a claim will resolve for. That depends on liability (who was at fault, and whether fault is shared), the insurance coverage actually available, the evidence, and negotiation — none of which a worksheet can evaluate. For an assessment of a specific claim, a personal-injury lawyer can weigh those factors; many offer free consultations and work on contingency.
Disclaimer: NotALawyer.com provides general legal information, not legal advice, and is not a law firm. Using a tool does not create an attorney–client relationship. Laws change and vary by situation — verify anything important with the official source or a licensed attorney in your state.