Written by NotALawyer Legal AI · Reviewed by External Legal AI · Published April 7, 2026 · Last reviewed June 26, 2026
A statute of limitations is the legal deadline to file a lawsuit or bring criminal charges. Miss it, and you generally lose the right to sue or prosecute — even with a strong case. The point is fairness: evidence fades, witnesses forget, and disputes don't hang over people forever. Deadlines vary widely by state and by the type of claim, so the first step is finding the one that fits your situation.
Personal injury: usually 1–3 years. Contracts: often 3–6 years. Property damage: typically 2–5 years. Criminal charges range from 1 year for some misdemeanors to no limit at all for the most serious crimes. Check the rule for your specific claim and state.
For most claims, it begins on the date of the injury, breach, or crime. The exception is the "discovery rule": in some cases the clock doesn't start until you knew, or reasonably should have known, about the harm.
Some situations stop the clock temporarily — the victim was a minor, the defendant left the state, the victim was mentally incapacitated, or the defendant hid the harm through fraud. Tolling rules differ by state.
File late and the defendant raises the statute of limitations as a defense; courts then dismiss the case in nearly every instance. Exceptions are rare, and courts enforce these deadlines strictly.
Murder and the most serious crimes can be charged at any time — federal law sets no limit for offenses punishable by death. Many states also set no limit for certain sex crimes, especially those involving minors, and some serious fraud claims may have none either.
More on this topic: the Going to Court hub
How long you have to file suit for five common claim types — personal injury, property damage, written and oral contracts, and debt — in every state, in years, each cited to the statute. A blank means we haven't sourced that period yet.
General statutory information, not legal advice. The clock's start date and exceptions depend on the facts. Open the cited statute and confirm the current deadline for your state before you rely on it.
NotALawyer.com provides general legal information, not legal advice.